If having 2GB is achieving what you want, why fork out for more
a simple system monitor (eg. the mulimeter sidebar gadget) or even windows own performance meters in task manager will tell you how much memory you are using when doing that stuff.
Im currently using 2 folding clients and still able to watch and record telly from a dual tuner in my rig with a x2 6000.. Having a dual(or more) core CPU just makes it all easier from a multitasking POV. Whilst my CPU and GPU is getting taxed by the folding stuff, the 3GB of RAM is only being used at 50%.
watching tv (even 4 channels) is not near as taxing.
But everyones rig is different.... observe and tweak as necessary :

The money you save can be used on beer and loose women
astro